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Quibit, Inc. · Legal

Privacy Policy

Version 1.0·Effective: 3/13/2026·Updated: 3/13/2026
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1. Privacy Overview

At Quibit, Inc. ("Quibit," "we," "us," or "our"), we take your privacy seriously. This Privacy Policy explains how we collect, use, share, and protect your personal information when you use QuiTalk (the "Service"), our AI-powered chat application.

QuiTalk is a messaging app built around AI-assisted conversations, channels with intelligent AI brains, offline-first messaging, international phone calling, and rich user profiles. This policy covers all features of QuiTalk on mobile, web, and desktop platforms.

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Your Privacy Rights

You have rights regarding your personal data, including the right to access, correct, delete, and control how we use your information. See the "Your Privacy Rights" section for details.

1.1 Key Points

Here are the most important things you should know about how QuiTalk handles your data:

AI conversations are stored for your history but are NOT used to train third-party AI models

Your messages are stored locally on your device for offline access and synced securely when online

Phone call audio is NOT recorded — only metadata (duration, time, numbers) is stored

Channel brain content (FAQ, tone, topics) is used solely to customize AI responses within that channel

We do NOT sell your personal information to third parties

You can download, correct, or delete your data at any time

Offline-cached data on your device is encrypted and only accessible by the QuiTalk app

Different rules apply for users under 18 (COPPA/GDPR-K compliance)

We protect your data with industry-standard encryption and security measures

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2. Information We Collect

We collect several types of information to provide and improve QuiTalk. Here is what we collect and why:

2.1 Information You Provide Directly

Account Information
  • Username and display name
  • Email address or phone number
  • Password (encrypted, never stored in plaintext)
  • Date of birth (for age verification)
  • Profile picture and bio
  • Language and location preferences
Chat Messages and Conversations
  • Direct messages with other users
  • Group chat messages
  • Channel messages and thread replies
  • Town chat messages
  • Media files you send (photos, videos, documents)
  • Reactions, replies, and message interactions
AI Conversation Data
  • Messages you send to Qui AI (personal AI assistant)
  • AI-generated responses stored in your conversation history
  • AI business agent chat interactions
  • Channel brain content you configure (FAQ, tone, topics) as a channel owner
  • Rich profile information you choose to share with Qui AI for personalized responses
  • Feedback you provide on AI responses (helpful/not helpful)
Channel Data
  • Channels you create, subscribe to, or interact with
  • Channel posts, announcements, and thread replies
  • Channel brain configuration (for channel owners)
  • Business information published through channels (products, services, job listings)
Phone Call Data
  • Call logs: numbers dialed, call duration, timestamps
  • Wallet transaction history (top-ups, call charges)
  • Bank transfer receipts uploaded for wallet top-up verification
  • Contact information you import for calling (with your permission)
  • NOTE: We do NOT record phone call audio content
Payment and Wallet Information
  • Bank transfer details for wallet top-ups
  • Prepaid wallet balance and transaction history
  • Subscription payment details (processed by secure third-party providers — we never store full card numbers)
  • Billing address (if applicable)

2.2 Information Collected Automatically

When you use QuiTalk, we automatically collect:

Usage Information
  • Features you use and how often (chat, AI, channels, calling)
  • Time, frequency, and duration of activities
  • Channels and groups you participate in
  • Search queries within the app
  • Accounts you follow, block, or interact with
Device Information
  • Device type, model, and operating system
  • Unique device identifiers
  • Mobile network information and carrier
  • Browser type and version (web)
  • Screen resolution and device settings
  • App version installed
  • Available storage space (for offline data management)
Location Information
  • IP address and general location (city/region)
  • Precise GPS location (only with your explicit permission, used for town chats)
  • Time zone
Offline Sync Metadata
  • Last sync timestamp
  • Sync conflict resolution data
  • Device connectivity status changes
  • Pending message queue metadata
Cookies and Similar Technologies
  • Session cookies to keep you logged in
  • Preference cookies for settings
  • Analytics cookies to understand usage patterns
  • Security cookies for fraud prevention
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3. How We Use Your Information

We use your information for the following purposes:

3.1 Provide and Improve QuiTalk

Create and maintain your account

Deliver and store your chat messages in real time

Enable offline messaging — store messages locally and sync when you reconnect

Process AI conversations and provide intelligent, personalized responses through Qui AI

Operate AI-enhanced channels with channel brain customization

Facilitate AI business agent conversations

Connect international phone calls to Myanmar and process wallet transactions

Manage groups, channels, and town chats

Provide customer support in English and Myanmar

Develop new features and improve existing ones

3.2 Personalize Your Experience

Improve AI response relevance based on your conversation context and profile

Recommend channels and groups you might be interested in

Customize channel AI behavior based on channel brain settings

Remember your preferences, settings, and recent contacts

Surface relevant town chat conversations near you

3.3 Safety and Security

Verify your identity and prevent fraud

Detect and prevent spam, abuse, and illegal activity in chats and channels

Enforce our Terms of Service and Community Guidelines

Monitor AI conversations for policy violations and harmful content

Detect fraudulent wallet transactions and unauthorized access

Apply AI safety filters to prevent harmful content generation

Protect against security threats and vulnerabilities

3.4 Phone Calls and Wallet

Route international calls to Myanmar through VoIP providers

Process wallet top-ups and deduct call charges

Verify bank transfer receipts for wallet funding

Provide call quality analytics and troubleshooting

Generate call history and transaction statements

4. AI Data Usage

AI is central to the QuiTalk experience. Here is exactly how your data is used in our AI features:

4.1 How AI Conversations Are Processed

When you send a message to Qui AI or interact with an AI-enhanced channel:

Your message is sent to our servers, which forward it to third-party AI providers (such as Google Gemini and Anthropic Claude) to generate a response

Conversation history from your current session is included for context, so the AI understands the flow of your conversation

Your profile data (name, bio, interests, preferences, activity) may be included to personalize AI responses

For channel conversations, the channel brain content (FAQ, tone, topics set by the channel owner) is injected to customize responses

AI responses are sent back to you in real time via streaming

The full conversation is stored on our servers so you can access your history

4.2 Third-Party AI Providers

We use third-party AI providers including Google (Gemini) for Burmese language processing and Anthropic (Claude) for classification and reasoning

We use VoyageAI for text embeddings that power knowledge search and recommendations

We use Qdrant for vector storage that enables semantic search across knowledge bases

These providers are contractually obligated to protect your data under strict data processing agreements

Only conversation content necessary for generating responses is shared — personal identifiers are stripped where possible

We regularly audit our AI providers for compliance with our security and privacy standards

4.3 Your Data Is NOT Used for AI Training

We want to be absolutely clear about this:

Your conversations are NOT used to train third-party AI models

Your messages are NOT added to any general AI training datasets

We may analyze anonymized, aggregated conversation patterns to improve our own AI quality and safety filters

Channel brain content is used only within that specific channel — it is not shared across channels or used for general AI training

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You can delete your AI conversation history at any time in QuiTalk Settings. Once deleted, conversations cannot be recovered.

4.4 Profile Data Shared with Qui AI

To provide personalized assistance, Qui AI may access the following profile information you have provided:

Your display name and bio

Your stated interests and preferences

Your recent activity patterns (e.g., channels you follow, topics you discuss)

Your language preferences

Business information you have published through channels

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You can control what profile information is shared with Qui AI in Settings > Privacy > AI Data Sharing.

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5. How We Share Your Information

We share your information only in the following limited circumstances:

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We Do Not Sell Your Personal Information

Quibit, Inc. does not sell your personal information to third parties for their marketing purposes.

5.1 With Other Users

Based on your privacy settings, other users can see:

Your profile (name, photo, bio) to people you chat with

Your channel posts and thread replies (based on channel privacy settings)

Your messages in groups and town chats with other participants

Your online/last seen status (configurable in settings)

Direct messages are visible only to their recipients

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You control your privacy settings in Settings > Privacy. Review them regularly.

5.2 With AI Service Providers

To provide AI features, we share data with our AI providers:

Third-party AI providers — process your chat messages to generate AI responses

Embedding providers — generate text embeddings for knowledge search and recommendations

These providers are contractually obligated to protect your data under strict data processing agreements

Your data is NOT used by these providers to train their general AI models

Only conversation content necessary for generating responses is shared — personal identifiers are stripped where possible

5.3 With VoIP Calling Providers

To enable international phone calling:

Call routing data (originating number, destination number) is shared with our VoIP providers to connect calls

Call metadata (duration, quality metrics) is shared for service quality monitoring

VoIP providers do NOT have access to your chat messages, AI conversations, or profile data

All VoIP providers are bound by data processing agreements

5.4 With Other Service Providers

Infrastructure
  • Cloud hosting and storage (AWS, Google Cloud)
  • Content delivery networks
  • Database management
  • Real-time messaging infrastructure (Socket.IO)
Communications
  • Push notification services (Firebase Cloud Messaging, APNs)
  • SMS and phone verification services
  • Email delivery services
Analytics and Security
  • Usage analytics
  • Crash reporting and error tracking (Sentry)
  • Anti-spam and abuse detection
Payments
  • Payment gateways for subscription processing
  • Bank transfer verification services
  • Fraud detection services
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All service providers are contractually obligated to protect your data and use it only for services they provide to us.

5.5 For Legal Reasons

In response to legal requests (subpoenas, court orders)

To comply with applicable laws and regulations

To protect against fraud, abuse, or illegal activity

To enforce our Terms of Service and policies

To protect the safety of users or the public

To report child exploitation (NCMEC CyberTipline)

6. Offline Data & Local Storage

QuiTalk is designed to work fully offline. This means we store data on your device to ensure you can access your messages, channels, and conversations even without an internet connection.

6.1 What Is Stored on Your Device

Your chat messages (direct, group, channel, town chat)

AI conversation history

Channel metadata and recent posts

Your contacts and user profiles you interact with

Media files you have viewed or downloaded (cached)

Your preferences, settings, and draft messages

Authentication tokens for secure session management

6.2 Local Database (WatermelonDB)

QuiTalk uses WatermelonDB, an offline-first database, to store your data locally on your device:

All messages and conversations are stored in a local SQLite database managed by WatermelonDB

This allows you to read and compose messages even when you have no internet connection

The local database is sandboxed within the QuiTalk app — other apps on your device cannot access it

Data is encrypted at rest on supported devices using the operating system's encryption capabilities

The database size grows with your usage; you can clear cached media in Settings to free space

6.3 Sync Behavior

When your device reconnects to the internet:

Messages you composed offline are sent to their recipients

New messages from others are downloaded to your device

Sync conflicts (e.g., simultaneous edits) are resolved automatically with server data taking priority

Sync happens in the background — it does not block you from using the app

Only incremental changes are synced, not the entire database, to minimize data usage

Failed syncs are retried automatically with exponential backoff

6.4 Local Data Encryption

On iOS, local data is protected by the device's Data Protection encryption (requires passcode/biometrics)

On Android, local data is encrypted via Android's file-based encryption on supported devices

Authentication tokens are stored in the device's secure keychain/keystore

Clearing the app's data or uninstalling QuiTalk removes all locally stored data

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7. Your Privacy Rights and Choices

You have significant control over your personal information in QuiTalk:

7.1 Access and Download Your Data

Go to Settings > Privacy > Download Your Data

Includes: messages, AI conversations, profile info, call history, channel data

Delivered as a downloadable file within 48 hours

Available in JSON or CSV format

7.2 Delete Your Account and Data

You can delete your account at any time:

Go to Settings > Account > Delete Account

This deletes your QuiTalk account and all associated data across Quibit, Inc. apps

We delete your data from our servers within 90 days of account deletion

Wallet balance is forfeited upon account deletion (request a refund first)

Locally stored data is removed when you uninstall the app

Some data may be retained for legal or safety reasons (see Data Retention section)

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Before deleting, download your data and request any wallet refunds. Account deletion is permanent and cannot be undone.

7.3 AI Data Controls

You have specific controls over your AI conversation data:

Delete individual AI conversations at any time

Delete all AI conversation history in Settings > AI > Clear History

Control what profile information is shared with Qui AI in Settings > Privacy > AI Data Sharing

Opt out of anonymized AI conversation analysis for quality improvement

Request a copy of all your AI conversation data

AI data deletion is permanent and cannot be recovered

7.4 Phone Call Data Controls

View your complete call history in the Calls tab

Call logs are retained for 90 days, then automatically deleted

Top-up and transaction records are retained for 3 years (legal requirement)

Request deletion of call logs (subject to legal retention requirements)

Download your call history and transaction statements

7.5 Channel Data Controls

Leave any channel at any time — your messages remain but your membership is removed

Delete your own messages from channels

As a channel owner, manage or delete channel brain content at any time

As a channel owner, export your channel data

Control channel visibility (public, private, invite-only)

7.6 Privacy Settings

Control who can message you (everyone, contacts only, nobody)

Control who can call you (everyone, contacts only, nobody)

Show or hide your online/last seen status

Control read receipt visibility

Manage blocked users

Control channel visibility and discoverability

Manage AI data sharing preferences

Manage notification preferences

7.7 Marketing Communications

Unsubscribe from marketing emails (link in every email)

Adjust notification preferences in Settings > Notifications

Opt out of promotional push notifications

Note: You will still receive essential service-related messages (e.g., security alerts, wallet transactions)

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8. Additional Rights by Region

8.1 European Union (GDPR)

If you are in the EU/EEA/UK, you have additional rights under GDPR:

Right to access your personal data

Right to rectification of inaccurate data

Right to erasure ("right to be forgotten")

Right to restrict processing

Right to data portability

Right to object to processing

Right to withdraw consent at any time

Right to lodge a complaint with a supervisory authority

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To exercise these rights, contact [email protected] with subject line "GDPR Request — QuiTalk".

8.2 California (CCPA/CPRA)

California residents have the following additional rights:

Right to know what personal information is collected

Right to know if personal information is sold or shared

Right to opt out of sale of personal information (we do not sell your data)

Right to delete personal information

Right to correct inaccurate information

Right to non-discrimination for exercising rights

8.3 South Korea (PIPA)

Users in South Korea have rights under the Personal Information Protection Act:

Right to access and request copies of personal information

Right to correct or delete personal information

Right to suspend processing of personal information

Right to be informed of data breaches within 72 hours

Data is stored on servers with appropriate security measures

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9. Children's Privacy

Protecting children's privacy is extremely important to us.

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Age Requirement

QuiTalk requires all users to be 13 years of age or older. Users between 13 and 17 require parental consent and are subject to enhanced protections.

9.1 COPPA Compliance

We do not knowingly collect data from children under 13

We require date of birth during registration

We immediately delete accounts found to belong to children under 13

If you believe a child under 13 has created an account, contact us immediately

9.2 Teen Account Protections (13-17)

Accounts are private by default

Enhanced content filtering in chats and channels

Restricted who can message or call them

No targeted advertising based on activity

Limited data collection

AI conversations have stricter safety filters that prevent generation of harmful, explicit, or age-inappropriate content

Phone calling features may be restricted without parental consent

Parental control tools available

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10. Data Security

We implement industry-standard security measures to protect your data:

10.1 Technical Security Measures

Encryption in transit (TLS 1.3) for all data sent between your device and our servers

Encryption at rest (AES-256) for all data stored on our servers

Secure password hashing (bcrypt) — we never store your password in plaintext

WebSocket connections (Socket.IO) are encrypted and authenticated with JWT tokens

AI conversation data encrypted at rest on our servers

Phone call metadata encrypted in transit and at rest

Wallet and payment data processed by PCI-compliant providers

Local device data protected by OS-level encryption (see Offline Data section)

Regular security audits and penetration testing

Intrusion detection and prevention systems

Automated threat monitoring and DDoS protection

Redis session management with device-level token isolation

10.2 Data Breach Notification

We will notify you within 72 hours of discovering a breach affecting your data

Notification via email and in-app message

Details of what information was affected

Steps we are taking to address the breach

Recommendations for protecting yourself

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See our Data Security Policy for comprehensive security details.

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11. Data Retention

We retain your data only as long as necessary for the purposes described in this policy:

11.1 Retention Periods by Data Type

Account and Profile Data
  • Active accounts: retained for the duration of your account
  • Deleted accounts: data removed from servers within 90 days
  • Backups: up to 180 days after deletion
Chat Messages
  • Retained until deleted by you or your account is closed
  • Messages in group/channel chats remain after you leave (your profile is disassociated)
  • Reported messages: retained during investigation, then handled per policy
AI Conversation Data
  • Retained until deleted by you or your account is closed
  • Anonymized analytics from AI conversations: up to 2 years
  • Safety-flagged AI conversations: retained during investigation
Channel Data
  • Channel content: retained while the channel exists
  • Channel brain content: retained until deleted by the channel owner
  • Deleted channels: data removed within 90 days
Phone Call Data
  • Call logs: 90 days from call date
  • Wallet transaction records: 3 years (legal requirement)
  • Bank transfer receipts: 3 years (legal requirement)
  • Call audio: NOT recorded — no retention
Offline / Local Data
  • Stored on your device until you clear app data or uninstall QuiTalk
  • Not subject to our server retention schedules — you control local data
  • Cached media can be cleared manually in Settings > Storage
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12. International Data Transfers

Quibit, Inc. operates globally, serving the Myanmar diaspora in Korea, Japan, Thailand, Vietnam, Malaysia, and worldwide. Your data may be transferred to and processed in countries other than your own.

12.1 Transfer Safeguards

Standard Contractual Clauses (SCCs) for EU data transfers

Adequacy decisions by regulatory authorities

Data processing agreements with all third-party AI service providers

Data processing agreements with VoIP calling providers

Same privacy protections regardless of where data is processed

12.2 Where Data May Be Stored

United States (primary data centers, AI providers)

South Korea (for Korean users, payment processing)

European Union (for EU users)

Other countries where we have infrastructure or service providers

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13. Changes to This Privacy Policy

We may update this Privacy Policy to reflect changes in our practices, legal requirements, or new features in QuiTalk.

13.1 How We Notify You

Email notification at your registered email address

In-app notification within QuiTalk

Notice on our website

At least 30 days before material changes take effect

13.2 Your Acceptance

Continued use of QuiTalk after the effective date constitutes acceptance of the updated Privacy Policy. If you do not agree, you may delete your account.

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14. Contact Us

If you have questions about this Privacy Policy or how QuiTalk handles your data:

Contact Us
Privacy Team
[email protected]
General privacy questions and data requests
Data Protection Officer
[email protected]
GDPR-related inquiries and complaints
Support
[email protected]
Account and technical support (English/Myanmar)
Safety
[email protected]
Safety concerns and child protection (monitored 24/7)

14.1 Mailing Address

Quibit, Inc.

Attn: Privacy Department

Seoul, South Korea

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Compliance: This Privacy Policy complies with GDPR (EU), CCPA/CPRA (California), COPPA (USA), PIPA (South Korea), and other applicable data protection regulations worldwide. It applies specifically to the QuiTalk application, operated by Quibit, Inc.
Last reviewed: 2026-03-13 | Next review: 2026-09-13

For questions about this policy, contact [email protected]

© 2026 Quibit, Inc. · Version 1.0· Last updated 2026-03-13